Town of Candor 2011 Policy on Health Insurance

Health insurance will be provided to all fulltime employees with the cost being borne as negotiated in each year’s contract. Fulltime is defined as working a minimum of 30 hours per week for the Town.

Part-time employees will be eligible to purchase coverage with the employee bearing the full cost of the premium.

All employees will contribute toward their health insurance at the same rate as negotiated with the Highway Employees.

All employees shall be eligible for membership in the BC/BS prescription Plan which shall require the employee to pay $5 per prescription for generic prescriptions, $15 for name brand prescriptions and $30 for name brand prescriptions that are new to the market.

Employees shall be eligible for Prime Blue Dental Classes I & II. An Employee or Retiree who elects to carry Individual Health Insurance Coverage can carry Family Dental Coverage by paying the difference between the Family and the Individual Dental Insurance Rates.

Health Insurance will be provided to the Highway Superintendent and Town Clerk providing he/she works a minimum of 30 hours a week.

All non-contractual employees who have health insurance will have deductions taken out of their bi-weekly pay checks.

Health insurance coverage will be provided to those who retire while employed by the Town and have a minimum of 10 years of uninterrupted full time service at the time of retirement. An employee who opts for the insurance buyout will be eligible for health insurance through the Town when he/she becomes eligible to retire even if he/she does not have Town health insurance at that time.

All employees retiring on or after January 1, 2004, and are eligible for health insurance upon retiring, will contribute to the Town for health insurance commensurate with rates of current employees.

Upon the death of an employee or retiree the spouse will have the option of continuing their health insurance with the full cost to be borne by the spouse.

Any employee eligible for family health insurance coverage, upon proof of coverage through their spouse’s employer, and who opts to decline coverage through the Town, will be compensated by the Town at a rate of $3,000 annually to be paid bi-weekly.

Effective 11/9/10 the Town will no longer make reimbursement for the Medicare Part B premium. Note: as of 11/1/2010 Ann Lounsbury and Lionel Fields are grandfathered at the 100% rate.

This agreement supersedes all previous language related to health insurance.

Dated: 05/10/11
Motion made by: Joe Bish
Seconded by: Dan Lindsay

Roll Call Vote - Cobler - Bish - Dougherty - Lindsay - Williams - all Ayes